Who can apply?
- Foreign nationals applying for or extending a residence permit in Türkiye
- Foreign nationals living in Türkiye or planning to move here
- The maximum entry age is 70.
- Turkish citizens cannot be insured under this product.
The policy includes the minimum coverage set for visa and residence permit applications by Circular No. 2024/34 dated 25.12.2024.
Prices
| Age | 1 year | 2 years |
|---|---|---|
| 0–16 | 2,550 TL | 5,050 TL |
| 17–25 | 700 TL | 1,450 TL |
| 26–30 | 750 TL | 1,550 TL |
| 31–35 | 800 TL | 1,600 TL |
| 36–45 | 900 TL | 1,750 TL |
| 46–55 | 1,100 TL | 2,200 TL |
| 56–60 | 1,450 TL | 2,850 TL |
| 61–65 | 4,150 TL | 8,250 TL |
| 66–70 | Message us → | |
- Prices are the total policy premium in Turkish lira (TL).
- Your age is calculated on the date the policy is issued.
- Prices depend on the insurer's tariff and may change; we confirm the current price when you apply.
Coverage
Medical costs are paid at different rates depending on the type of hospital. The percentage is the share paid by the insurer; for example, at 80% you pay the remaining 20%.
- Inpatient treatment, contracted hospitals: the insurer pays 100%, no limit
- Inpatient treatment, non-contracted private hospitals: the insurer pays 80%, up to TRY 150,000
- Inpatient treatment, public hospitals: the insurer pays 100%, up to TRY 250,000
- Outpatient treatment, contracted hospitals: the insurer pays 80%, up to TRY 15,000
- Outpatient treatment, non-contracted private hospitals: the insurer pays 60%, up to TRY 15,000
- Outpatient treatment, public hospitals: the insurer pays 80%, up to TRY 15,000
- Home care, contracted hospitals: the insurer pays 100%, up to TRY 2,000
- Home care, non-contracted private hospitals: the insurer pays 80%, up to TRY 2,000
- Home care, public hospitals: the insurer pays 80%, up to TRY 2,000
- Prosthetic limbs, contracted hospitals: the insurer pays 100%, up to TRY 7,500
- Prosthetic limbs, non-contracted private hospitals: the insurer pays 80%, up to TRY 7,500
- Prosthetic limbs, public hospitals: the insurer pays 80%, up to TRY 7,500
- Ambulance, contracted hospitals: the insurer pays 100%, up to TRY 300 per case
- Ambulance, non-contracted private hospitals: the insurer pays 80%, up to TRY 300 per case
- Ambulance, public hospitals: the insurer pays 80%, up to TRY 300 per case
- Dental treatment after a traffic accident, contracted hospitals: the insurer pays 80%, up to TRY 1,000
- Dental treatment after a traffic accident, non-contracted private hospitals: the insurer pays 80%, up to TRY 1,000
- Dental treatment after a traffic accident, public hospitals: the insurer pays 80%, up to TRY 1,000
- Limits are annual. Intensive care is limited to 45 days per year. Routine check-ups and preventive vaccines for children aged 0–6 are covered.
- Inpatient treatment: surgery, hospital stay, intensive care, chemotherapy; Outpatient treatment: doctor visits, tests, medicines, physiotherapy.
- Contracted hospital: a hospital or clinic that has an agreement with the insurer. We can send you the current list on WhatsApp.
Read before you buy
- Illnesses that existed before the policy starts are not covered. The insurer may review them and cover some with an additional premium.
- Waiting periods: illnesses listed in the policy (e.g. thyroid disease, hernia, cataract, heart and vascular disease, high blood pressure, diabetes, joint and spine disorders, cancer) are not covered for the first 6 months; inpatient treatment of these illnesses is not covered for the first 9 months.
- Pregnancy and childbirth costs and psychiatric treatment are not covered.
- Dental treatment is covered only after a traffic accident, within the limit above.
- Some large private hospital groups are fully excluded, including emergencies. Check the list before going to a hospital; we can send it to you.
- There is no renewal guarantee; prices and conditions may change the following year.
- Answer the health questions fully and truthfully. The insurer may ask for medical tests before accepting you.
- The policy can be cancelled only if: you present a new health insurance covering your residence period, your residence permit is cancelled or not extended, you document that you are covered by Türkiye's General Health Insurance (SGK), or your residence permit application is rejected or withdrawn. On cancellation, the premium is calculated on a daily basis.
How to apply
Frequently Asked Questions
The policy includes the minimum coverage set for visa and residence permit applications by Circular No. 2024/34. Choose a policy period that matches the residence period you are applying for.
Choose the period that matches your residence permit. With the 2-year policy, the price for both years is fixed at the start and you do not need to renew after the first year.
No. This product is only for foreign nationals.
No. Illnesses that existed before the policy start date are not covered. The insurer may review them and cover some with an additional premium; for this, you must declare your illness when you apply.
For ages 66–70 we check the price and conditions separately; message us on WhatsApp. The maximum entry age is 70.
Only in the cases set by the regulation: a new health insurance covering your residence period, cancellation or non-extension of your residence permit, coverage by General Health Insurance (SGK), or rejection or withdrawal of your residence permit application. The premium is then calculated on a daily basis.
Have a question?
Message us on WhatsApp and we will send you the price for your age and what we need from you. We reply during working hours.
Message us on WhatsAppFinal coverage, premium and policy conditions are set by the insurance company. This page is for general information; the conditions in your policy apply.